Our mortgages

The Mortgage Works, part of Nationwide Building Society, has been offering buy to let mortgages since 1988.

Whether you’re buying a new property or planning a remortgage, we offer a range of mortgage options, and pride ourselves on providing flexible solutions to meet your needs.

We offer mortgages for:

• Standard Buy to Let
• First time landlords
• Portfolio landlords – if you have 4 or more mortgaged buy to let properties in the UK
• Limited Companies – a company set up solely for buying, letting and selling of property
• Green Further Advances – borrowing more with The Mortgage Works to improve the energy efficiency of a property
• House in Multiple Occupancy (HMO) - a property that's lived in by more than 5 people from 2 or more different households. They share facilities in the property.

Let to Buy

We’re only offering Let to Buy mortgages through a broker. Let to Buy is when you’d like to rent out your current home and purchase a new property to live in.

• We can lend up to 80% of the value of the property if it has an Energy Performance Certificate rating of C or above. Otherwise we can lend up to 75%.
• A choice of 1, 2, 5 or 10 year deal periods.
• Variety of fee and LTV options.
• Range of benefits available, including free valuations, free standard legal fees and cashback. Terms and conditions apply.
• Dedicated limited company and large portfolio rates.

Contact one of the Buy to Let team who will personally own your case, provide support, and keep you informed about the progress of your application.

If you need advice, contact your broker or an Independent Financial Adviser.