Do you have a valid Energy Performance Certificate?

We won’t accept mortgage applications for properties that don’t have a valid EPC or exemption. You could also be fined or face restrictions on letting your property. This applies to properties where there are existing tenants, as well as new tenancies.

What is an EPC?

The EPC provides details on the energy performance of a property and what you can do to improve it. An EPC is required for properties when constructed, sold or let. They are chargeable and are valid for 10 years.

It acts as a measure of the quality of a property, provides information on how much energy the property uses and recommendations for improvement. It also can be a selling point for tenants.

How to get a EPC

An EPC is produced after a certified assessor carries out an energy survey on a property.

If you need an EPC, click on one of the links below to find an approved assessor who can survey your property:

Department for Communities and Local Government (for England and Wales)

Energy Saving Trust (for Scotland)

If your property already has a EPC

You can find your property’s EPC by visiting the Energy Performance of Buildings Register.

Exemptions

There are certain exclusions and exemptions from meeting the minimum EPC standard.

For details on exemptions, please see the Domestic private rented property: minimum energy efficiency standard - landlord guidance.

If you believe your property qualifies for an exemption, this must be registered on the PRS Exemptions Register.

Improving your property’s EPC rating

If your property has an EPC rating of F or G, you’ll be expected to make energy efficiency improvements required to reach an EPC rating of E.

The EPC for your property should contain a recommendations report which should list any of the energy efficiency measures recommended for the property.

Also, the Domestic private rented property: minimum energy efficiency standard - landlord guidance sets out information to help you identify improvements which can be made.

Funding the improvements

You can borrow more money on your existing mortgage through our dedicated range of Green mortgages. See our Green Further Advance page for more information.

You also may be able to get some financial help from:

• A Green Deal Plan:
• Your energy supplier: the Affordable Warmth Obligation
• Your government, local authority or third party.

For further information, please see Simply Energy Advice's website or the Domestic private rented property: minimum energy efficiency standard - landlord guidance.