Book a buy to let mortgage appointment

You can book a 1 hour appointment to talk to the Buy to Let team about:

  • Purchasing a new Buy to Let property
  • Remortgaging from another lender to The Mortgage Works, or
  • Borrowing more money on a mortgage you have with The Mortgage Works

Your appointment can be by telephone or video if you prefer a face-to-face meeting with one of our Buy to Let team. For video appointments, you’ll receive an email with details of what you’ll need and how to join the video call after you have booked.
If you have a quick question, you don’t need to book at all. Just call 0345 607 30 21.
If you’d like to switch your existing mortgage with The Mortgage Works, take a look at our  Switch your mortgage page  for more information.

Before you book

First, check that you meet all our eligibility criteria:

  • At least one person applying for the mortgage currently owns a UK property
  • You are aged 21 or over
  • You have been a UK resident for the last 3 years
  • You have a clear credit history (for example, no bankruptcy or repossessions) over the past 4 years, and no county court judgements for the past 6 years
  • The property is in England, Scotland or Wales
  • The value of the property is at least £50,000
  • The property is in a lettable condition and has an Energy Performance Certificate (EPC) rating of E or higher (unless exempt), and
  • You have a deposit of at least 20%, or 25% if the property has a EPC rating of D or E

And if you want to remortgage:

  • You have rented the property (or another property) for over 6 months to a non-family member
  • You have at least 20% equity, or 25% if the property has a EPC rating of D or E.

For all the criteria that may apply, see our eligibility page.

Book an appointment


Mortgage consultants can’t provide advice on buy to let mortgages, but can provide information and support the completion of the application process with you over the phone.

How we use your information

All Buy to Let mortgages are subject to underwriting and criteria.

Mortgages are secured on your property. You could lose your property if you do not keep up payments on your mortgage.