Credit Reference Agencies

These are independent companies who collect a wide range of personal data, including financial history. In common with most financial organisations, shops, and businesses, Nationwide uses this information for fraud prevention and when assessing whether to lend money and provide credit.

Nationwide and other lenders provide the agencies with information about how accounts are managed, which lenders may use for their own credit assessments.

You are entitled to see the information the agencies hold about you. You can make a request online paying by credit card, or by writing to the address shown below enclosing a cheque for £2.00, and providing the following details :

  • Your full name.
  • Your date of birth.
  • Your addresses over the last 6 years.

Experian

Visit www.experian.com - select 'UK', then 'consumer advice', then 'order your credit report'.

Alternatively write to them at:

Experian Limited
Consumer Help Service
PO Box 8000
Nottingham
NG80 7WGF

Equifax

Visit www.equifax.co.uk - select 'UK', then 'protect your identity from theft'

Alternatively write to them at:

Equifax Credit File Centre
Consumer Help Service
PO Box 1140
Bradford
BD1 5US

Callcredit

Visit www.callcredit.co.uk - select 'view your own personal credit rating on-line - Identity theft'

Alternatively write to them at:

Callcredit
One Park Lane
Leeds
West Yorkshire
LS3 1EP