Who we are

TMW Direct. Common sense lending.

TMW Direct is here to help you find the perfect mortgage. Just tell us what you're looking for and our team of Buy to Let advisers will present you with a number of options to choose from.

You can find out what's available by calling us on 0845 45 45 900. We'll help make the whole application process as quick and straightforward as possible.

  • You have the security of knowing you're with Nationwide Building Society, the UK's most trusted mortgage provider as well as a multi-award winning specialist lender*.
  • A range of fixed and tracker mortgages lets you choose the right mortgage for your financial situation. Download our latest range of products for more information.
  • We offer new mortgages for first-time landlords, attractive remortgage options for existing landlords and mortgages for property portfolios (operated on the basis of one property per account and subject to meeting criteria).
  • Loan amounts are based on rental income only. That means a low salary won't be a barrier to becoming a Buy to Let investor.
  • All mortgage products are available as interest only, capital repayment or a combination of the two.
  • One number is all you need to get started 0845 45 45 900


* Reader's Digest Trusted European Brands survey 2009.
In 2009 The Mortgage Works was awarded 'Best Buy to Let Lender' at the Moneywise Mortgage Awards, 'Best Buy to Let mortgage Provider' by Business Moneyfacts, and 'Best Specialist Lender' by  Mortgage Force.

Call us on 0845 45 45 900
Who we are

Opening hours: Monday-Friday 9am-8pm,
and Saturday 9am-12.30pm

Have a mortgage with us already?

Call us on 0845 45 45 800 with any general queries or see below.

Latest rates & lending criteria

See this week's latest Buy to Let rates from TMW Direct, and view our lending criteria

Who are we?

TMW Direct are the specialist lender for Nationwide Building Society.

Your Buy to Let guide

What you should know before embarking on life as a landlord.

Mortgage glossary

A useful guide to mortgage phrases and terms.

The Mortgage Works (UK) plc is a wholly owned subsidiary of the Nationwide Building Society and is authorised and regulated by the Financial Services Authority under registration number 189623. Most buy-to-let mortgages are not regulated by the Financial Services Authority.  Registered Office: Nationwide House, Pipers Way, Swindon SN38 1NW.  Registered in England.  Company Registration Number 2222856.